News

Member Stories

Jeanne D'Arc Credit Union is celebrating its 100th anniversary in 2012! Our history is filled with great stories, many of which you are a part of. It's why we say "we share a common thread". In observation of this momentous year, we encourage you to share your story.

You used your credit card to go on the perfect vacation. You got a loan to purchase your dream home. Or perhaps we contributed to one of your community initiatives. Tell us about it.

As a thank you, we will donate $2 to the We Share A Common Thread Foundation for each story that is submitted.*

Share your great story for a great cause! To read what other members have said click here.
 

*A $2 donation per each story submitted by March 3, 2012, will be made to the We Share A Common Thread Foundation. Donations will be credited to the We Share A Common Thread Foundation account held at Jeanne D'Arc Credit Union within the first five (5) business days of each month.

NCUA Non-Interest Account Disclosure

NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS.

All funds in a "noninterest- bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules.

The term "noninterest -bearing transaction account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, money market deposit account, and interest on lawyers trust account ("IOLTA"), even if share drafts may be drawn on the account.

For more information about temporary NCUA insurance coverage of transaction accounts, visit http://www.ncua.gov/.

Insurance Products

We are excited to announce that we now offer the following products through the Credit Union National Association (CUNA):

MemberConnect Life Insurance and Accidental Death and Dismemberment (AD&D) Insurance.

Here are some great features of these new products:

• Any member can receive $1,000 in Accidental Death and Dismemberment protection for FREE, simply by calling CUNA to set-up their policy. You can also purchase up to $500,000 in additional coverage. To sign up for $1,000 of no-cost protection or to apply for more, contact MEMBERS Financial Services today: (877) 636-2377.
   

• CUNA's MemberConnect Life Insurance offers a variety of coverage options for both Term Life and Whole Life Insurance. To check out the variety of life insurance available click here.

TIPS ON AVOIDING FRAUDULENT CHARITABLE CONTRIBUTION SCHEMES

Recently several natural disasters, including hurricanes, tornadoes, floods, and earthquakes, have devastated lives and property. In the wake of these events that have caused emotional distress and great monetary loss to numerous victims, individuals across the nation often feel a desire to help these victims, frequently through monetary donations.

These disasters prompt individuals with criminal intent to solicit contributions purportedly for a charitable organization or a good cause. Therefore, before making a donation of any kind, consumers should adhere to certain guidelines, to include the following:

• Do not respond to unsolicited (SPAM) e-mail.
• Be skeptical of individuals representing themselves as officials soliciting via e-mail for donations.
• Do not click on links contained within an unsolicited e-mail.
• Be cautious of e-mail claiming to contain pictures in attached files, as the files may contain viruses. Only open attachments from known senders.
• To ensure contributions are received and used for intended purposes, make contributions directly to known organizations rather than relying on others to make the donation on your behalf.
• Validate the legitimacy of the organization by directly accessing the recognized charity or aid organization's website rather than following an alleged link to the site.
• Attempt to verify the legitimacy of the non-profit status of the organization by using various Internet-based resources, which also may assist in confirming the actual existence of the organization.
• Do not provide personal or financial information to anyone who solicits contributions: providing such information may compromise your identity and make you vulnerable to identity theft.

To obtain more information on charitable contribution schemes and other types of online schemes, visit www.LooksTooGoodToBeTrue.com.

If you believe you have been a victim of a charity related scheme, contact the National Center for Disaster Fraud by telephone at (866) 720-5721, or by fax at (225) 334-4707, or by e-mail at disaster@leo.gov.