
Text Message Banking
Text Message Banking lets you securely check your account balances and transactions and conduct transfers via a simple SMS text. There has never been an easier and faster way to stay on top of your finances... and it's FREE*!
How do I enroll?
Simply follow the steps below:
- Login to Online Banking and select the "Notify" link under "Account Access". Once you select "Notify", find and click the "Activate" button.
- Enter your cell phone number and accept the terms and conditions. You will receive a text message with a unique activation code that you'll need to enter to complete the process. This ensures that it's your phone number and it's in your possession. Once verified, select your primary banking account.
- With your phone set up, just send a text to 454545 with a command. A response will be sent right back to your phone.
NOTE: You must have access to Online Banking to use Text Message Banking.
Available Text Message Banking Commands:
TRANS - Transfer funds to primary account
BAL ALL - All account balances
BAL - Primary account balance
BAL SAV - Balances of all savings accounts
BAL CHK - Balance of all checking accounts
LAST - Last 5 transactions on primary account
HELP - Send information on commands and how to use
STOP - Unenroll from service
Questions?
Click here to view our Text Message Banking FAQs.
For more information email us at eMemberServices@jdcu.com, call (978) 452-5001 or visit a branch location.
* There is no charge for Text Message Banking; standard text message rates apply. Check with your provider for specific fees and charges.









