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Platinum VISA® Credit Cards

Carry a Credit Card from the people you know and trust - a card that is accepted worldwide in millions of locations. With our Platinum VISA® Credit Card you will receive extra benefits that you might not expect.

• 3.99% APR for the first 6 months
• Visa Security & Protection
• Credit Line up to $25,000
• Zero Dollar Fraud Liability
• No Annual Fee
• No Balance Transfer Fees
• Auto Rental Insurance
• Automatic Payment Options
• No Telemarketing

It's YOUR Choice

Choose from one of our three great Platinum VISA Credit Card Programs:

1. Travel & Gift Rewards

   Choose Travel & Gift Rewards and earn Bonus Point rewards that you can redeem for brand-name merchandise or fabulous travel awards, which include airline tickets, cruises and more. This card also offers many layers of Consumer Protection, which include:

   • 90-Day Product Protection
   • Identity Theft Victim Assistance
   • $1,000 Identity Theft Reimbursement Insurance
   • Payment Card Registration

2. CashBack Rewards

   Choose CashBack Rewards and put money back in your pocket with your everyday purchases. It's simple. The more you use your card, the greater your reward. We also offer many layers of Consumer Protection, which include:

   • 90-Day Product Protection
   • Identity Theft Victim Assistance
   • $1,000 Identity Theft Reimbursement Insurance
   • Payment Card Registration
   • Extended Warranty

3. Low Fixed Rate

   Save money every day with a rate that starts low and stays low! With our Low Fixed Rate card you'll receive a low fixed rate based on your personal credit history. This card also offers many layers of Consumer Protection, which include:

   • 90-Day Product Protection
   • Identity Theft Victim Assistance
   • $1,000 Identity Theft Reimbursement Insurance
   • Payment Card Registration
   • Extended Warranty

Youth VISA® Credit Cards

• Up to a $750* credit line
• Must have an established elements Savings or Checking account for at least 6 months
• 16 or 17 years old
• Must show an independent means of repaying debt (proof of income) 
• Must complete a Parental Consent Form
• Must complete a Character Reference Form
• Must meet with a Youth Lending Officer to discuss Unit 4 - Good Debt, Bad Debt: Using Credit Wisely of the NEFE High School Financial Planning Program
• Attend Loan Counseling and pass a "Loan Assessment"

*There is a maximum aggregate limit of $750 for unsecured debt.