Savings :: Products & Services :: Jeanne D' Arc Credit Union

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Savings

We understand how challenging it is to save. To jump-start your savings and give you real earning power, even on the smallest amount, all members earn 7.00% APY* on balances up to $500 in their "Primary" savings account.

Savings

Common Features

Direct Deposit / Payroll Deduction*
FREE Online Banking, Mobile Banking and Online Statements
FREE Call 24 Phone Access
Federally Insured by NCUA and State Insured by MSIC

*Certificates not eligible.

Choose from a variety of our savings options to meet your growth goals.
Savings | Youth Savings | Money Market Savings | Certificates of Deposit

See also: Retirement Savings

Basic Savings
	Unique Features	Minimum to Open	Dividends	Withdrawals	Deposits
Statement Savings	Free ATM access available - ATM Locations Common Features	$5	Dividends compounded and credited monthly.	Unlimited in branch offices; Up to 6 by phone, online or preauthorized each month (Reg. D)	Unlimited
Senior Savings (Ages 65+)	Reduced fees Free ATM access available - ATM Locations Common Features	$5	Dividends compounded and credited monthly.	Unlimited in branch offices; Up to 6 by phone, online or preauthorized each month (Reg. D)	Unlimited
Retirement Savings More about Retirement Savings	Tax-favored savings plan authorized by the Federal Government Convert to a certificate anytime	$5	Dividends compounded and credited monthly	Varies depending on plan and age	Varies depending on plan and age

Youth Savings
	Unique Features	Minimum to Open	Dividends	Withdrawals	Deposits
M3^TM Savings Club (Kids 12 Years Old or Younger)	Receive a fun filled Membership Kit Monthly "Super Saver" prize drawings Bank-At-School program. Access to online magazines with stories, games and more on the official M3 website Youth Certificates Common Features	$5	Dividends compounded and credited monthly	Unlimited in branch offices; Up to 6 by phone, online or preauthorized each month (Reg. D)	Unlimited

elements^TM Savings (Young Adults 13 to 18 Years Old)	College Scholarship Programs for High School Seniors Free ATM access available - ATM Locations Access to C-Note University, an online magazine with stories, blogs, videos & more Youth Certificates Common Features	$5	Dividends compounded and credited monthly	Unlimited in branch offices; Up to 6 by phone, online or preauthorized each month (Reg. D)	Unlimited

Money Market Savings
	Unique Features	Minimum to Open	Dividends	Withdrawals	Deposits
Money Market Savings	The more you save the more you earn. View our tiered rates. No penalties for withdrawals Free ATM access available - ATM Locations Common Features	$1,000	Dividends compounded and credited monthly	Unlimited in branch offices; Up to 6 by phone, online or preauthorized each month (Reg. D)	Unlimited

Certificates (Including Retirement & SEP)
	Unique Features	Minimum to Open	Dividends	Withdrawals	Deposits
Certificates	Higher dividend rate in exchange for specific term Terms from 6 to 60 months Penalties for early withdrawal may apply Common Features	$500	Dividends compounded and credited monthly	Upon maturity	Upon maturity
Youth Certificates	Higher dividend rate in exchange for specific term Terms from 6 to 36 months Penalties for early withdrawal apply Common Features	$250	Dividends compounded and credited monthly	Upon maturity	Upon maturity
Bump-Up Certificates	Lock-in today's rate & have the option to "bump - up" your rate one time during the term 24 & 42 month terms only Common Features	$500	Dividends compounded and credited monthly	Upon maturity	Upon maturity

Terms and Conditions | Electronic Funds Transfers | Your Ability to Withdraw Funds | Truth in Savings | Fee & Service Charge Schedule

Demo | New User