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BUSINESS VISA CREDIT CARD RATES
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| *IMPORTANT DISCLOSURES AND CREDIT INFORMATION |
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| Annual Fee | None | ||||||
| FIXED RATE Annual Percentage Rate (APR) for Purchases, Cash Advances and Balance Transfers |
Your APR for all purchases, cash advances and balance transfers for the first 6 months after account opening will be: 3.99% APR. After 6 months from account opening your rate will be: 9.99% APR to 15.99% APR. Based on your personal credit history (subject to a maximum default APR of 17.99%) |
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| Grace Period for Repayment of Purchases and Cash Advances | No finance charges will be imposed for purchases itemized on your statement if you pay the related balances in full within 25 days from the statement closing date, provided: (a) your statement shows no previous balance or (b) payments and credits during that statement period equaled or exceeded your account balance at the beginning of the statement period. There is no grace period for cash advances. | ||||||
| Balance Computation Method | Average Daily Balance (including new purchases) | ||||||
| Cash Advance Fee | 2% of transaction or $5 minimum, $50 maximum | ||||||
| Minimum Finance Charge | $.50 | ||||||
| Other Fees |
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The information on this form is accurate as of January 2, 2009 and is subject to change. To find out if any of this information has changed since that date, call us at 1-877-604-5328 or write to Jeanne D'Arc Credit Union, 658 Merrimack Street, Lowell, MA 01854.
