
Tools
Consumer Loan Rates
Rates are effective as of 1/2/2010
| New & Used Auto Financing Maximum Loan Amount $80,000 |
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| Model Year | Term | APR as low as* | Payment per $1,000 borrowed |
Stated rates are .50% higher without automatic payment
| Personal Loan Financing |
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| Term | APR as low as* | Payment per $1,000 borrowed |
Stated rates are .50% higher without automatic payment
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Boats/Recreational Vehicles & Motorcycle Financing |
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| Model Year | Term | APR as low as* | Payment per $1,000 borrowed |
Maximum term on Motorcycles is 6 years for 2008-2010 and 5 years for 2002-2007
Stated rates are .50% higher without automatic payment
| Overdraft Line Of Credit |
|---|
| Secured Loans |
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| Type | Term | Payment per $1,000 borrowed |
*APR is determined by Credit Score and actual rates may vary.
Commercial Vehicle Loans and VISA® Credit Cards are also available, ask a Member Service Representative for details.
APR= Annual Percentage Rate. All rates/APRs listed are accurate as of the effective date and are subject to change without notice. Please contact a Jeanne D'Arc Credit Union Member Service Representative for more information about applicable fees and terms.
Credit Card Rates
| VISA® Credit Cards Important Disclosures and Credit Information |
|---|
| Annual Fee |
None |
|
Maintenance Fee |
None |
Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances |
After that, your APR will be 7.99% to 15.99%, based on the program you choose and your creditworthiness. |
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This APR may be applied to your account if your minimum payment is 60 or more days overdue on one or more occasions during a 12-month period. How long will the penalty APR apply?: |
Paying Interest |
Cash Advances and Balance Transfers are always subject to interest charges from the date they are posted to your account. |
Minimum Interest Charge |
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For Credit Card Tips from the Federal Reserve Board |
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Transaction Fees |
Cash Advance: 2% of transaction or $5 minimum; $50 maximum International Transaction: |
Penalty Fees |
Returned Payment: $27 |
The information on this form is accurate as of January 2, 2010 and is subject to change. To find out if any of this information has changed since that date, call us at 1-877-604-5328 or write to Jeanne D'Arc Credit Union, 658 Merrimack Street, Lowell, MA 01854.











