JDCU Fee & Service Charge Schedule
Effective June 2, 2008
Fee Free Checking
Charge per statement cycle N/A
Transactions at JDCU ATMs FREE
JDCU Debit Card Point of Sale transactions FREE
ATM Service Fee (non-JDCU ATMs):
6 withdrawals per month
7 or more withdrawals per month

FREE
$1.00 ea.
First Check Order of standard check styles are FREE
Ideal Checking
Service charge if combined deposit and loan balances, fall below $5,000 at the end of the statement cycle $10.00
Transactions at JDCU ATMs FREE
Transactions at Non-JDCU ATMs FREE
JDCU Debit Card Point of Sale transactions FREE
Check Orders of standard check styles are FREE
Premier Checking & Picture Perfect Checking
Service charge if daily balance falls below $500 during Statement Cycle $7.50
Transactions at JDCU ATMs FREE
JDCU Debit Card Point of Sale transactions FREE
ATM Service Fee (non-JDCU ATMs):
6 withdrawals per month
7 or more withdrawals per month

FREE
$1.00 ea.
First Check Order of standard check styles are FREE
Additional Account Fees
Paid UCF (Uncollected Funds) $25.00 ea.
Returned UCF (Uncollected Funds) $25.00 ea.
Paid NSF (Items paid against insufficient funds) $25.00 ea.
Returned NSF (Items returned for insufficient funds) $25.00 ea.
Loan Transfer NSF $25.00 ea.


Online Services
Online Banking Free
Online Bill Pay Free
Online Statements Free


Miscellaneous Fees & Charges
Account Research/Balancing (per hour) $25.00
American Express®:
Travelers Cheques
Gift Cheque

1% of total
$2.50 ea.
Check Printing……………………Prices vary on style and quantity ordered
Club Account early withdrawal $10.00
Deposited items returned $4.50
Early Account Closing (within six months of opening) $5.00
Foreign Check Collection $15.00
Inactive Charge per month (after one year) $2.00
Money Order $2.00 ea.
Mortgages:
Subordination
Confirmatory discharge

$50.00
$25.00
Notary Public:
Members
Non-Members

Free
$1.25
Replacement Passbook, ATM or Debit Card $10.00
Rush Replacement Passbook, ATM or Debit Card $20.00
Retirement Accounts:
IRA Rollover/Transfer
IRA Early Closeout (within 6 months)

$15.00
$25.00
Signature Guarantee:
Members
FREE
Statement Copy (per page) $1.00
Stop Payment Fee $25.00 ea.
Tax Levy/Attachment $25.00
Treasurer’s Checks:
Payable to Members
Payable to Third Party

Free
$3.00 ea.
Unclaimed Property $25.00
Wire Transfers:
Domestic
International
Incoming

$20.00
$35.00
$10.00