Jeanne D'Arc Credit Union

No time to visit a JDCU Office? No problem. A member of our Mobile Mortgage Originator team will come to your home or office at your convenience.

HOME LOANS

Home Equity Products
(Owner occupied homes only)

Use the equity in your home to pay for anything you need: consolidate debt; pay for school; remodel your house; whatever. We have many options to make payments more affordable with a JDCU Home Equity Line of Credit (HELOC) or fixed rate loan (HELoan). Shop around and you’ll see that JDCU offers more value – every day.

See also: Mortgage Loans

HELOC (Home Equity Line of Credit) Features

Open end line of credit
No application fees, no annual fees, no closing costs, no points and no pre-payment penalties*
Borrow up to $250,000
Borrow up to 80% of your home's current value less any debt secured by your home
Up to five (5) fixed rate loans under your one (1) Equity Line
Access with a Home Equity Line VISA®**
Check writing capability
Interest in most cases is tax deductible. Consult your tax advisor for details.

*Early closeout fee may apply.
**Requires active JDCU Home Equity Line of Credit. Certain limits and restrictions apply

HELoan (Home Equity Loan) Features

Fixed rate loans from three (3) to twenty (20) years
No application fees, no annual fees, no closing costs, no points and no pre-payment penalties
Borrow up to $250,000
Borrow up to 90% of your home’s current value less any debt secured by your home
Interest in most cases is tax deductible. Consult your tax advisor for details.

Application Checklist

Copy of current pay stubs from two (2) consecutive pay periods
Copy of most recent W-2’s
Copy of Mortgage Statement
Copy of Real Estate Tax Bill
Copy of Property Deed
Copy of Home Owners Insurance Policy

TOOLS

Rates

HELOC Application

HELoan Application

Loan Center Hours & Locations

Calculators