Jeanne D'Arc Credit Union

Low rates, great terms and friendly, personal service provide the best values around.

Consumer Loans

Youth Lending Programs available
Online Applications
Apply by phone 978-452-5001 or at one of our branches
No prepayment penalties
No application fees
Automatic Payment from your JDCU Checking or Savings account
Credit life and credit disability insurance available
Check NADA Book Value
Calculate payment options

Lending Community
To apply for a loan you must qualify for Membership. If you're not sure if you qualify for Membership, please visit Who Can Join.

PLATINUM VISA® CREDIT CARDS

Carry a credit card from the people you know and trust. A card that is accepted worldwide in millions of locations. With our Platinum VISA® Credit Card, you receive extra benefits that you might not expect:

3.99% APR* for first 6 months
Zero Dollar Fraud Liability
Fixed Rates
No Annual Fee
No Balance Transfer Fees
25-Day Grace Period
Auto Rental Insurance
Automatic Payment
No Telemarketing
Special FYI ™ Lending Program available

It’s YOUR Choice

Choose from one of our three great Platinum Visa Credit Card Programs

Travel & Gift Rewards
Choose Travel & Gift Rewards and earn Bonus Point rewards that you can redeem for brand-name merchandise or fabulous travel awards, which include airline tickets, cruises and more.

Visit the scorecard rewards website to find out what awards are available or to redeem your bonus points.
CashBack Rewards
Choose CashBack Rewards and put money back in your pocket with your everyday purchases such as; buying groceries, getting gas, dining out or even your home remodel purchases. It’s simple. The more you use your card, the greater your reward.
Low Fixed Rate
Save money every day with a rate that starts low and stays low! Just choose the Low Fixed Rate card and you’ll receive a low fixed rate based on your personal credit history.

View Rates & Disclosure | Download / Print Application as PDF | Apply Online

Manage Your JDCU Visa Credit Card Safely & Conveniently
Take control of your JDCU Visa using these FREE services.

Verified By Visa™
Password protect your Visa card for your online purchases. Register for this free service today!

Manage Your Visa Online with eZCardInfo.com
Get up to date account information and perform activity. View your available credit, recent transactions, payment information, statements, set alerts, pay your credit card bill online or even create your own expense reports. Enroll in this free service today!

To Report A Lost or Stolen JDCU Visa Card 24/7
Please call 800-299-9842.

NEW & USED AUTOS

Same low rates for new & used autos
Fast approval, often on the same day
100% financing up to a 5 year term of the NADA book value or selling price (whichever is less)
90% financing on 6 and 7 year terms of the NADA book value or selling price (whichever is less)
Borrow up to $80,000
Pre-approvals available
Pre-Approved Auto Loan Checks available
Refinance your existing loan and we'll pay your title transfer fee
No application fee
Special lending program available for JDCU FYI* Savings Members

MOTOR HOMES, CAMPERS AND BOATS

Low rates
Finance up to 90% of the NADA book value, or selling price (whichever is less) for new and used models
Fast approval, often on the same day
Borrow up to $100,000
Terms up to 15 years
Pre-approvals available
No application fee

MOTORCYCLES

Low rates
Finance up to 90% of the NADA book value, or selling price (whichever is less) for new and used models
Fast approval, often on the same day
Borrow up to $25,000
Terms up to 5 years
Pre-approvals available
No application fee

OVERDRAFT LINE OF CREDIT

For those times when your check needs to be a bit larger than your current balance, JDCU Overdraft Line of credit steps in - seamlessly - to cover your checks (up to your available credit line) and help you keep things rolling.

Attached to your JDCU Checking Account (upon credit approval)
Low annual fee
Up to $10,000 credit line available

PERSONAL LOANS

Borrow up to $15,000
Maximum term 4 years
Fast approval, often on the same day
Low fixed rates
No application fee
Special lending program available for JDCU FYI* Savings Members

Jeanne D'Arc Credit Union does business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. If you have any questions or need additional information, email our Consumer Loan Department with your specifics.