At JDCU, we have numerous member services right at your fingertips for your convenience everyday.
 Other Services

AMERICAN EXPRESS® GIFT CHEQUES
An American Express Gift Cheque is a perfect gift that is refundable, redeemable and will never expire. It is elegantly packaged in a gold envelope with a personalized gift card and is available in denominations of: A Gift Cheque can be purchased at any branch location including our High School branches for a small fee. Click here to view our current Fee & Service Charge Schedule.

AMERICAN EXPRESS® TRAVELERS CHEQUES
Can be purchased in various denominations at each office location (not available at our High School offices).

ATM SERVICES
Use your JDCU VISA® Debit Card or JDCU ATM Card and all your transactions at our ATMs are FREE! Look for the SUM or CO-OP logo for a surcharge-free machine. *Eligibility based on the type JDCU Checking Account opened. View our Fee & Service Charge Schedule for a complete list of our current fees.

CALL24 AUTOMATED TELEPHONE BANKING
With a touch-tone phone, you have access to your accounts absolutely FREE. Simply call (978) 452-5001, toll-free (out of state) at 877-604-5328, or Contact Us to request additional information.

DIRECT DEPOSIT
Enjoy the convenience of Direct Deposit. Have your payroll, federal, or other recurring check(s) electronically deposited into your JDCU account(s) and eliminate the possibility of lost, forged or stolen checks. Plus, you can access your funds with your JDCU debit card any time. Sign up today! Login to Online Banking, select Online Forms and complete our secure Direct Deposit Application, call our Service Center @ 978-452-5001, or stop by any office.

VISA® DEBIT CARD
Enjoy the worldwide acceptance of the JDCU Visa Debit Card. Pay for purchases anywhere you see the Visa® logo and the money is automatically deducted from your JDCU Checking Account, FREE. Your Visa Debit Card can also be used as an ATM card and for Point of Sale transactions at grocery stores, gas stations, etc.

You receive FREE unlimited ATM transactions at any JDCU ATM location. To find other surcharge free ATMs visit www.sum-atm.com. View our current Fee & Service Charge Schedule for a complete list of fees and service charges.

MONEY ORDERS
Money Orders can be purchased up to a maximum amount of $1000 for a nominal fee, see our Schedule of Fees & Service Charges.

NIGHT DEPOSITORY
Drop boxes are located at our Main Office and Dracut Office for after hour deposits and loan payments.

NOTARY PUBLIC
Notary Public service is available at all offices. Please see our Schedule of Fees & Service Charges for applicable fees.

POSTAGE STAMPS
Stamps can be purchased at each office location (not available at our High School offices).

STOCK SIGNATURE GUARANTEE
When it comes time to exchange your stocks, we have a Signature Guarantee Agent available. Please see our Schedule of Fees & Service Charges for applicable fees.

TREASURER'S CHECKS
JDCU Members receive them free up to any amount. Visit our current Fee & Service Charge Schedule for the minimal fee to a Third Party.

WIRE TRANSFERS
Money wires are a safe, convenient way to move money electronically between accounts at different financial institutions. Both incoming and outgoing transfers are available for a nominal fee, see our Schedule of Fees & Service Charges.