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*APR is determined by Credit Score and actual rates may vary.
Commercial Vehicle Loans and VISA® Credit Cards are also
available, ask a Member Service Representative for details.
APR= Annual Percentage Rate. All rates/APRs listed are accurate as of the effective date and are subject to change without notice. Please contact a JDCU Member Service Representative for more information about applicable fees and terms.
| IMPORTANT DISCLOSURES AND CREDIT INFORMATION | |||||||
| Annual Fee | None | ||||||
| FIXED RATE Annual Percentage Rate (APR) for Purchases, Cash Advances and Balance Transfers |
Your APR for all purchases, cash advances and balance transfers for the first 6 months after account opening will be:
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| Grace Period for Repayment of Purchases and Cash Advances | No finance charges will be imposed for purchases itemized on your statement if you pay the related balances in full within 25 days from the statement closing date, provided: (a) your statement shows no previous balance or (b) payments and credits during that statement period equaled or exceeded your account balance at the beginning of the statement period. There is no grace period for cash advances. | ||||||
| Balance Computation Method | Average Daily Balance (including new purchases) | ||||||
| Cash Advance Fee | 2% of transaction or $5 minimum, $50 maximum | ||||||
| Minimum Finance Charge | $.50 | ||||||
| Other Fees |
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