At JDCU, we are committed to furthering the economic education of young people so they will be competent and knowledgeable in managing their financial affairs. As part of this commitment, we offer two unique Youth Savings Programs specifically designed with today's youth in mind.
In addition, we have developed a revolutionary Youth Lending Program exclusively for our FYI® Members..
LOONEY TUNES™ SAVINGS CLUB
For Kids 12 Years Old or Younger
Visit Googolplex to find stories, games, and puzzles for elementary and middle school students.
FOCUSED YOUNG INVESTORS PROGRAM (FYI®)
For Young Adults 13 to 18 Years Old
- A low $5.00 minimum balance
- Fee Free Checking with VISA® Debit Card available to members age 14+
- Free Online Banking, Free Online Bill Pay and Free Online Statements
- College Scholarship Program for High School Seniors
- Access to Access to Brass|CU, an online magazine written by and for young adults
- Access to C-Note University(TM), an online magazine for high school students that offers stories, videos, games, blogs and more on topics that interest them (cars, college, getting rich, shopping)
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Connect to Brass|CU
Brass|CU is an online tool written for young adults, by young adults. Learn about finding a job, starting your own business, saving for the future and much more.
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It's all about money - getting it, saving it, spending it, borrowing it. It'll show you how businesses and the economy works and how you can take control of your financial future.
Program Description
This program is designed for character-worthy 16 and 17 year old JDCU FYI* Savings Members, who meet certain eligibility requirements, and offers the following optional products / services:
*There is a maximum aggregate limit of $750 for unsecured debt.
Eligibility Requirements
To qualify for JDCU's Youth Lending Program, members must meet the following requirements:
- JDCU FYI Savings Member with a savings or checking account for a minimum of 6 months
- 16 or 17 years old
- Completed Parental Consent Form
- Completed Character Reference Form
- Meet with a Youth Lending Officer to discuss Unit 4 - Good Debt, Bad Debt: Using Credit Wisely of the NEFE High School Financial Planning Program.
- Attend Loan Counseling and pass a "Loan Assessment"
View the Participating Schools
We understand the importance of teaching our youth how to save money early on. Most importantly, we aim to encourage them, guide them, and to become their life-long partner in finance. There's no better way to do this, than by becoming a part of their educational opportunities at school. Our Bank-at-School program is a great way to encourage good saving habits.
If you would like more information about our Bank-At-School Program please use our Secure Guest Book and select eMarketing. There are no fees or charges and we require no physical space. It's the best gift to give a child - a first step on the road to financial success!
